Financial Calculators

Free tools to help you make smarter money decisions — from mortgages and loans to investing and budgeting.

Money & Budgeting

4 calculators

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Budget Calculator

Break down your income using the 50/30/20 rule for needs, wants, and savings.

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Savings Goal Calculator

Find out how long it takes to reach your savings goal with monthly contributions.

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Net Worth Calculator

Calculate your net worth by listing your assets and liabilities.

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Emergency Fund Calculator

Find out how much you need in your emergency fund and your current gap.

Loans & Mortgages

8 calculators

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Mortgage Calculator

Calculate your monthly mortgage payment and generate a full amortization schedule.

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Loan Payment Calculator

Calculate monthly payments, total interest, and amortization for any loan.

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Loan Comparison Calculator

Compare two loans side by side to find the cheaper option.

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Loan Payoff Calculator

See how extra payments shorten your loan and save on interest.

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Mortgage Refinance Calculator

Find your break-even point and total savings from refinancing.

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Home Affordability Calculator

Find out how much house you can afford based on your income and debts.

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Rent vs Buy Calculator

Compare the total cost of renting versus buying a home over time.

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Credit Card Payoff Calculator

See how long it takes to pay off your credit card and how much interest you'll pay.

Saving & Investing

7 calculators

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APY Calculator

Calculate Annual Percentage Yield and see how compounding grows your savings.

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Compound Interest Calculator

See how your money grows with compound interest and regular contributions.

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ROI Calculator

Calculate your return on investment and annualized (CAGR) return.

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Millionaire Calculator

Find out how much to save monthly to become a millionaire by your target age.

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Retirement Savings Calculator

Check if you're on track for retirement with your current savings rate.

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Retirement Drawdown Calculator

See how long your retirement savings will last with annual withdrawals.

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College Savings Calculator

Plan for education costs and find out how much to save each month.

Income & Work

4 calculators

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Salary to Hourly Calculator

Convert between salary and hourly pay with weekly, monthly, and annual breakdowns.

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Salary Raise Calculator

See how a raise impacts your paycheck, monthly, and annual income.

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Income Tax Calculator

Estimate your federal income tax, effective rate, and take-home pay.

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Freelance Rate Calculator

Calculate the hourly rate you need to charge to meet your income goals.

Insurance & Debt

4 calculators

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Life Insurance Calculator

Estimate how much life insurance coverage you need.

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HELOC Payment Calculator

Calculate payments for your home equity line of credit.

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Debt Consolidation Calculator

Compare keeping current debts versus consolidating into one loan.

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Debt Payoff Planner

Compare snowball vs avalanche strategies to pay off debt faster.